Experience easy, worry free banking with Coventry Credit Union. Open a Membership Plus, totally free checking account with use of our no annual fee Visa Check card today.
- No minimum balance
- No monthly service fee
- Unlimited no-fee check writing
- Free internet banking with bill pay
- Free direct deposit
- No fee transactions at Credit Union Connection ATMs
- Free tracking binder with inserts
- And your first 50 checks are free!
Call us, visit us online www.coventrycu.org or stop by one of our seven statewide branches today!
- Unlimited check writing
- Non-interest bearing
- Low monthly fees
- ATM Access*
- Check Imaging and Tracking Binder
- Touch Tone Teller access
Monthly Service fees:
Daily balance of
$.01 to $200.00: $5.00 monthly fee
Daily balance of $200.01 to $400.00: $4.00 monthly fee
No fee on checking
accounts that maintain a daily minimum balance of $400.01 and over
*You may be
assessed an additional fee or surcharge fee by the ATM owner
Free Checking with the use of CCU Visa Check Card
Free Incoming Wires to Checking Accounts
Free First 50 Checks
Free Direct Deposit
Free Member Net: Online services and Free Online Bill Pay
Free Tracking Binder with monthly inserts
Free Money Orders & Cashiers Checks
Free ATM Transactions (foreign ATM surcharges aren’t covered)
Free Gel pen to protect against check washing
PLUS...
Unlimited check writing
No Minimum Balance
Overdraft Protection
No Monthly Fee with use of Free VISA Check Card
Convenient ATM Locations: MoneyPass and Credit Union Connection
and MORE... When you open a New Student CheckMate
checking account you will receive CheckMate Oops!!!
coupon. This coupon is good for a one time service free refund for one of the following:
Non-sufficient Fee, Overdraft Protection Fee, and Stop Payment Fee. Ask a Coventry Credit
Union friendly member service representative about CheckMate
Oops!!! coupon when you open your student checking account!
and MORE... ¼% Consumer Loan Rate Discount with direct payment from a CCU Checking Account*.
* Discount available on consumer loan products. Subject to change at any time.
and MORE... Refer a friend to open a CCU Student CheckMate checking account and you both earn $10*
* The account must be open for at least 90 days. All offers are subject to change at any time without notice.
** You must be 18 and over.
- Unlimited check writing
- Non-interest bearing
- Low monthly fees
- ATM Access*
- Check Imaging and Tracking Binder
- Touch Tone Teller access
*You may be assessed
an additional fee or surcharge fee by the ATM owner
Coventry Credit
Union is also a member of the Credit Union Connection which offers no
fee use of all participating Credit Union ATM Machines.
Click here for
a list of Credit Union Connection Locations.
To report a lost or stolen Debit or ATM card call 1-800-264-5578
A new, more convenient way to shop
The VISA Check Debit
Card is the easy way to pay for purchases from your Checking Account
--- all over the world. It's welcome everywhere VISA is accepted. The
VISA Check Card also gives you convenient 24-hour access to your CCU
accounts through thousands of ATMS that are part of the NYCE®, and Cirrus® networks.
It's easy to use!
For purchases, just
present your card at the time of transaction and the amount will be
automatically deducted from available funds in your checking account.
At some merchant locations, such as grocery stores and gas stations,
you may need to "swipe" your card through a card reader terminal and
enter your Personal Identification Number (PIN). In either case, you'll
get a receipt to take with you and each transaction will appear on your
monthly checking account statement.
At ATM and cash
machines, use your card like you would an ATM card.
There are no fees
when you use your VISA Check Card for purchases, or when you use your
card for Point of Sale Purchases which require you to enter your Personal
Identification Number (PIN), rather than signing a receipt.
A VISA Check card
is only available with a checking account to qualified applicants. Overdraft
protection is also available.
Once we receive
your application, your card will be ordered. You should receive your
card within 7 business days. A randomly generated PIN # will be assigned
and mailed, separately from your card. To change the generated PIN #,
you may do so at any of the ATMs located at CCU branches, or call 1-800-448-8268..
*You may be assessed
an additional fee or surcharge fee by the ATM owner
To report a lost or stolen Debit or ATM card call 1-800-264-5578
Internet banking
at your service. You're just a click away from
MEMBER NET,
a free 24 hour online banking service. It's secure, easy to use and
instantly accessible from any computer, whenever you want to perform
a banking transaction day or night.
Member Net Services
include:
- Transactions posted immediately
- Balance Information
- Savings, checking and loan history
- Fund Transfers
- Bill Payment Service
- Microsoft Money and Quicken interactive
- Stock Quotes
- Schedule transfers
- Nickname your account
- PIN encryption and server secure
- 24/7 availability
- Withdrawals by check
- Verify if your checks have cleared
- Direct e-mail access to CCU
Sign up Today
What is Touch Tone Teller?
Touch Tone Teller
was designed for YOU to do your transactions by phone, privately and
conveniently from your home, office or travel location. Although the
Credit Union staff is always pleased to personally assist members during
business hours, we encourage you to use this unique service at any time
of day or evening, and even on weekends. (401) 397-8021 (toll free 1-800-822-8077
within Rhode Island)
What Can I Do with Touch-Tone Teller
- Saving Inquiries, including checking
- Loan inquiries - Including: audio reports of current balance, payoff
amount, next payment amount and due date
- Certificate Inquiries - Including: audio reports of current balance,
interest rate, maturity date, and YTD dividends
- Savings to Savings Transfers
- Savings to Loan Transfers
- Savings, Loan and Certificate Rate Inquires
- Deposit Information - Including: audio reports of last 5 deposits,
last deposit and last payroll deposit
- Transaction Information - Including: audio reports of checks cleared,
last checking withdrawal, last 5 checking withdrawals, checks that have
not cleared, checking inquiry by number, check inquiry by amount, last
transaction, last 5 withdrawals and last withdrawal
- Prior Year Tax Inquiry
- Change Audio PIN
- Savings Withdrawal - Check will be mailed
- Branch Hours and Locations
Share Account:
MEMBERSHIP REQUIRES MAINTAINING A SHARE ACCOUNT.
- $5.00 minimum
to open account and $10.00 to earn interest
- Dividends are compounded and paid quarterly
- Unlimited transactions
- No monthly service charges
- No ATM Card
- Touch Tone Teller access
Statement Savings
- $5.00 minimum to open account and earn interest
- Interest compounded monthly and paid monthly
- ATM card available*
- FREE Unlimited ATM transactions at CCU locations, $1.00 per transaction
at Non-CCU ATMs *
- Free unlimited access at any participating CREDIT UNION Connection
ATM
- Touch-Tone Teller access available
*You may be assessed
an additional fee or surcharge fee by the ATM owner
- $2500.00 minimum
to open account and earn interest
- Interest is compounded monthly and paid monthly
- No monthly service charge
- Touch Tone Teller access
A unique way to
start saving money.
Children 12 years and younger will receive
- Pee Wee Penguin
Birthday Card
- Pee Wee Penguin Coin Saver
- Pee Wee Penguin Pencil
- Pee Wee Penguin Tattoo
- Pee Wee Penguin Bookmark
- Pee Wee Penguin Passbook
When was paper money first printed in the U.S.?
The US Department of Treasury first issued paper US currency in 1862 to make up for the shortage of coins and to finance the Civil War. There was a shortage of coins because people had started hoarding them; the uncertainty caused by the war had made the value of items fluctuate drastically. Because coins were made of gold and silver, their value didn't change much, so people wanted to hang onto them rather than buy items that might lose their value. The first paper notes were printed in denominations of 1 cent, 5 cents, 25 cents, and 50 cents.
Happy Savings!
Coventry Credit
Union offers a variety of savings certificates to meet your financial
needs. The minimum balance for a 6-month CD to a 3-year CD is $1000.00.
The minimum balance for a 4-year CD to a 7-year CD is $5000.00. All
certificates are subject to penalties for early withdrawals or closeouts.
See current rates or stop by one of our convenient locations for details.
Coventry Credit
Union also offers IRA accounts to meet your specific needs. You may
choose either a Traditional IRA with tax deferred earnings, a Roth IRA
allowing contributions after age 70 ½, or an Education IRA to help pay
for your child's higher education expenses. Please contact one of our
IRA Specialists for more information.
Christmas and Vacation Clubs.
- $2.00 minimum
to open account
- Club accounts earn a bonus in lieu of interest
- 50 equal deposits are required to earn a one week bonus
- Withdrawals are not allowed
- At the end of the club account your funds and bonus, if applicable, will be transferred to your credit
union share account.
For most people, a home is the most expensive purchase you will ever make. That is why choosing the right mortgage is almost as important as finding the right home.
At Coventry Credit Union, we offer you a personalized service, which you will not find at those large banks and mortgage companies. At Coventry Credit Union, we offer you a simple variety of mortgage choices without the confusion. We also pride ourselves in being flexible to meet the needs of our members. Our variety of products will offer you options you may have felt you did not have.
Please give our mortgage professionals a call, and we will help you sort through the buying or refinancing process.
Our product offerings include:
- Fixed Rates
- Adjustable Rates
- First-Time Homebuyer
- Construction Mortgages
- Land Loans
- A-Minus Credit Mortgages
- FHA & VA Mortgages
- 90% cash out refinances
- Competitive rates & low closing costs
Contact Denise Warburton at 401-392-2363 for a FREE prequalification appointment.
Attention First Time Home Buyers
Buying your first home can be as overwhelming as it is exciting. At Coventry Credit Union we try to make this awesome step in your life easy and affordable with our unique mortgage program just for First Time Buyers.
This program features:
- 100% financing with 700 plus credit scores & PMI approval
- $100,000 household income limit
- No purchase price limit
- 3/1 arm with 1% annual cap and 3% life cap
Rhode Island Housing Mortgages also available.
Call Denise Warburton at 401-397-1900 ext.2363 today and find out how easy financing your first home can be.
Home Equity Line of Credit
Whether funding a college education, making home improvements, taking a vacation of a lifetime or consolidating debt, Coventry Credit Union's Home Equity Line of Credit puts it all within your reach. We offer:
- Financing up to 95% value of residence (Over 80% LTV requires PMI approval)
- Prime rate with no closing costs
- Fast turn around and friendly service
Closed End Equity Loan
- Fixed Rate Term Loans are offered
- Financing up to 95% value of residence (Over 80% LTV requires PMI approval)
Select Current Rates for a listing of current rates and terms that are available.
If you have questions about your current Mortgage or Equity Loan please click on the banner below and follow instructions.
Personal Loans
- Competitive rates*
- Maximum Term 36 months
*Rates subject to change at any time. Rate based on prior credit history.
Auto and Consumer Loans
You'll find that our rates and terms help meet your goals and keep your payments affordable. We offer new and used auto loans with flexible terms and competitive rates. We will even pre-approve you before you go shopping!
Our product offerings include:
- New & Used Car Financing
- Personal Loans
- Boats & Recreational Vehicles
- VISA CLASSIC, VISA GOLD, & VISA PLATINUM
- Loan by Phone 1-888-628-5363 anytime day or night.
- First Mortgage Real Estate Loans
- Home Equity Loans & Lines of Credit
- Student Loans
Save an additional 25% APR when you choose automatic payment
from your CCU checking account. Some restrictions apply.
Apply online, over the phone, by fax or in person at any of our statewide locations. Application to approval completed in less than 24 hours.
- Great low rates
- Terms up to 5 years on used autos and up to 7 years on new
- Finance sales tax and warranty with GAP
- 1/4% rate deduction with use of automatic payment program.
Some restrictions apply: Rates subject to change. Approval and rate subject to credit worthiness. Available financing up to 125% of MSRP with GAP.
Buying your next car , click here for exciting deals on wheels
|
Alternative Student Loan.
Great Rates!
Instant Approval!
Lender Code 832048 |
|
Select Current
Rates for a listing of current rates and terms that are available.
Select Loan Calculator
Select Loan Application
and apply today
Accepted anywhere, VISA credit cards have worldwide acceptance.
Click here for credit card services.
Coventry Credit Union’s goal is to be your full service financial partner. We pledge to
achieve this goal through a total commitment to service excellence. This commitment includes protecting the privacy
of our members. In general, you can visit our web site without disclosing to us who you are or revealing any
information about yourself. There are some areas which will collect certain information about you and it is important
for you to know how we use this information. When you visit our web site, we collect and store information on the
Internet domain and address you use to access our web site, the date and time you access our site, and the pages you
visit. This information is used solely for the purposes of creating site activity and statistical reports. These
reports enable us to improve the usefulness of our site and to better serve our members. When you E-mail us, we
collect and store personal information to process your E-mail request. Users of this site should understand that any
personal information that is voluntarily sent via an unsecured E-mail form may be collected and used by others.
Please do not include your account or personal identification number information in your E-mail request to Coventry
Credit Union. Secured applications are available on our web site to apply for loans online. It is our policy not to
share any personal information with third parties unless it is necessary to provide our members with products and
services or to administer our business. Using the strictest standards of security and confidentiality, we will
safeguard any information you share with us. Coventry Credit Union remains dedicated to protecting your privacy.
